RISE Insurance Capital Network is a broker-agency that provides guidance and advisory to Small-Medium Businesses to select, decide, and benefit from an array of insurance and benefit solutions from various carriers.   

We help improve your employee benefits program and deliver an innovative, most robust benefits plan that empowers employees to enjoy a productive work-life.

We find the best fit, the best option for your business and save you money. We reduce the impact of employee out-of-pocket medical expenses -high deductible expenses-co-pays for hospital stays, prescriptions, etc. and provide value-added benefits like wellness, expanded telemedicine and more!

We pre-filter and blend the various products from multiple carriers and take out the hassles from you -- so you pick and choose only the options needed at the right time, budget, at the right stage of your business.
Coupled through real-time technology network, our relationships with the largest healthcare and insurance providers across the US provides instantaneous access to innovative products to ensure the best price advantages are passed on to you at the least cost.

You can ask us about QSEHRA, HRA and HSA Administration and Outsourcing, COBRA & Flex Plans, Employee Education and Communication, Human Resource Outsourcing, ACA Compliance and Reporting for Applicable Large Employers, Business Insurance and Workers Compensation. We are your single source for benefits!

So regardless of your stage in the business now -- with existing plans in place or none, working with current broker or not -- we can review, recast, and enhance your plans with new and more innovative products out there.  You don't have to spend more than your current cost -- the objective is to enhance your current plans and lower the cost.

Ultimately you benefit, save, and further grow the business to the next stage!

Voluntary & Group Benefits

Attract, retain, and develop your talented people with Voluntary and Group Benefit packages.

We offer generic packages like family coverage health care, vision, and dental plans.
Innovative packages like savings plan, index funds, etc.

Business Protection

Protect your gains! Are you secured from changes in economic dynamics? from calamities related to climate change? We can guide you with Business Protection Insurance and how to secure your hard earned efforts.

Business Financing & Capital

Bridge Capital, Commercial Real Estate, Hard Money, Bank Financing... and more! We source the business financing you need without having you go through the hoops. Learn more...

Retirement Services

Prepare for a sustainable retirement with predictable month-to-month income and achieve your retirement goals! Travels, golf, sail boat, grand kids, or simple living lifestyle - we can make this goal happen for you.

Small Business Group Insurance for Health, Life, Supplementary (Dental/Vision), etc.  Compare rates and plans online.  Access the latest iinnovative product with plans such as:

• $0 deductibles, $0 copay, no co-insurance
• Set dollars for doctor visits, hospitalization, and lab works
• And more!

Individual and Family Healthcare plans, Dental, Vision, etc.

Compare quotes from hundreds of carrier plans including:

• Disability
• Short and Long term disabilities 
• Critical illness
• Income replacement and more!

With the current state of healthcare in the US today, foremost in every employee's mind would be questions how they would cope with healthcare costs for himself and family.  Questions abound if there are healthcare benefits provided and how much if any would be their share in that responsibility. 

As a common consensus, business' objective is to attract and retain talent and compete most effectively.  As the business owner, you need to strike a balance between the cost of providing benefits and the economics of running the business.  Voluntary Benefits would typically include health insurance, some life and disability insurance and probably a retirement savings plan too.  You need to craft a well-balanced basket of benefits that is neither too lavish nor too austere.

With a myriad of plans out there from multiple providers -- things can get confusing and costly -- and you end up doing nothing. Look for advice that would simplify things for you at your stage of the business at the least cost. 
Maximize use of Online Quotes to compare plans and check out prices.  It's convenient to use when comparing multiple quotes from various insurance carriers.

Start the selection process by simplifying the benefits into three main areas:  health care, retirement savings plan and specialty benefits. You need not have all of them at the same time or all benefits to all employees.  While there is no one-size-fits all solution, there are guidelines for choosing the right benefits package.

The first stop:  talk to a Plan Advisor (or broker) the likes of RISE Insurance Capital Network.  Check them out here.  You'll be glad you did!

Dr. Collins
Family Health Care

1-888-845-RISE 1-888-845-RISE (7473)